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results in a change in actuarial class or assigned risk level.
New risk selection methods may be patentable to a greater or lesser degree
depending upon the patent laws of various countries. These patents are generally
described as business method patents. The United States is fairly liberal in granting
business method patents. Europe is fairly conservative.
In 2007, Ford had more quality awards from J.D Power than any other automaker.[7]
[edit] Origin of design
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The headquarters of Toyota in Toyota City, Japan
New risk selection methods may be patentable to a greater or lesser degree
depending upon the patent laws of various countries. These patents are generally
described as business method patents. The United States is fairly liberal in granting
business method patents. Europe is fairly conservative.
Cincinnati Insurance Company
-insurance life quote rate
Current insurance rating systems also provide discounts and surcharges for
Different
forms of telematic auto insurance, for example, were independently invented and
patented [6]by a major U.S. auto insurance company, Progressive Cincinnati Insurance Company us
patent 5797134 and a Spanish independent inventor, Salvador Minguijon Perez EU
patent 700009. The Progressive patents cover the use of a cell phone and GPS to
track movements of a car. The Perez patent covers monitoring the car's engine
control computer to determine distance driven, speed, time of day, braking force,
etc. Ironically, Progressive is Cincinnati Insurance Company
developing the Perez technology in the
US and Norwich Union is developing the Progressive technology for Europe under
a license from Progressive. Progressive does not have to get a license to the
Perez patent since it was never filed in the US.
Based in Dearborn, Michigan, a suburb of Detroit, the automaker was founded Benz Patent Motorwagen 1886 (Replica). The world's first true automobile.
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